Hurricane Prep Checklist for Florida Homeowners: A Complete Guide

Every summer, homeowners along Florida’s Gulf Coast face the same reality: hurricane season isn’t a matter of if, but when. The real power lies in what happens before the first tropical depression forms. Preparation starts now, with a systematic walkthrough of your home’s defenses.

The difference between a home that weathers the storm and one that suffers significant damage often comes down to small details caught early. A compromised window seal. A loose soffit panel. Clogged gutters that turn rainfall into a foundation threat.

Exterior Protection & Windows First


The envelope of your home takes the first hit during any storm.
Windows and doors are both your most vulnerable points and your first line of defense.

Inspect Windows, Doors, Impact-Rated Glass Condition

Walk around your home with purpose. Look at every window and door, not just the ones you use daily. Check for:

  • Cracks in the glass, even hairline fractures
  • Impact-rated windows for proper condition and rating
  • Doors that close properly without forcing deadbolts
  • Visible light coming through closed doors

For homes with impact-rated windows, verify the installation date and warranty documentation. If you’re unsure about your windows’ rating or condition, that’s a red flag worth addressing before June arrives.

Check the Frame, Seals, and Flashing

The glass itself might be perfect, but if surrounding components fail, wind-driven rain will enter. Run your hand along the interior window frames. Soft spots suggest water damage that has been slowly progressing over time.

Weather stripping test: close a door on a dollar bill. If you can pull it out easily, the seal isn’t tight enough.

Flashing, those metal strips that direct water away from vulnerable joints, often gets overlooked. Corroded or missing flashing around windows and doors creates entry points for water that can bypass even the best glass.

Roof, Gutters & Drainage


Water management during a hurricane isn’t just about the volume of rain. It’s about where that water goes and how quickly your home can shed it.

Clean Gutters, Inspect Roof Flashing, Secure Loose Shingles

Gutters clogged with debris turn into dams during heavy rain. Water backs up, pools along the roofline, and seeps into your attic or down interior walls.

While cleaning gutters, look for:

  • Loose or missing shingles
  • Lifted edges that could catch the wind
  • Bent, rusted, or improperly sealed roof flashing
  • Compromised areas around chimneys and vent pipes

A single compromised shingle can trigger a chain reaction, with surrounding shingles peeling away during high winds.

Ensure Proper Drainage Away From the House

Downspouts that empty directly next to your foundation create problems even in normal rain. Extend downspouts at least five feet from the house. Check that the ground slopes away from your foundation on all sides.

Standing water near the house after a normal rainstorm tells you exactly where problems will multiply during severe weather.

Siding, Soffits & Exterior Access Points

Your home’s exterior protects everything inside, but it’s only effective when intact and properly secured.

Repair Loose Siding, Check Penetration Points (Pipes, Vents)

Walk the perimeter, focusing on siding panels. Press gently on sections to see if any have come loose from their fasteners. A panel that rattles or moves needs to be resecured.

Every place something penetrates your exterior wall creates a potential weak point:

  • Dryer vents
  • Electrical conduit
  • Plumbing pipes
  • HVAC penetrations

If you can see gaps or cracked caulking around these openings, they need to be replaced. Soffits and fascia boards are particularly vulnerable to wind damage because they face upward.

Companies like Mr. Build see the aftermath when homeowners skip these checks. What starts as a small maintenance item becomes a central repair claim.

Remove Dead Branches and Trim Trees

Dead branches become projectiles in high winds. Trim branches that hang over your roof or come within six feet of your house. Trees that look healthy might have dead limbs that aren’t obvious from the ground. A certified arborist can spot these risks.

Inside the Home: Safety & Supplies

Once the exterior is secured, prepare for the reality of being without power, water, or access to stores.

Test Smoke/CO Detectors, Secure Valuables, Backup Power

Replace detector batteries now rather than hoping the chirp warning comes before a storm. If detectors are more than 10 years old, replace the entire unit.

Create a hurricane-safe plan for valuables and important documents. Photograph rooms and belongings for insurance purposes. Store these images in cloud storage so they’re accessible if devices are damaged.

Stock Emergency Kit and Create Evacuation Plan

The basics per person for seven days:

  • One gallon of water per day
  • Non-perishable food
  • Prescription medications
  • First aid supplies
  • Flashlights and batteries
  • Battery-powered or hand-crank radio
  • Cash (ATMs won’t work without power)

Think about specific needs: infants need formula and diapers, pets need food and carriers, and medical equipment needs backup power.

Evacuation plans should include multiple routes since some roads may flood or close. Identify where you’ll go and make sure everyone knows the plan.

Service Relationships & Upgrades

Know who to call for professional help and establish relationships before you need emergency services.

Schedule a Consultation with Mr. Build for Any Exterior Upgrades

If your inspection revealed windows that need replacing, doors that aren’t sealing properly, or compromised siding, don’t wait. Contractors get overwhelmed when a storm enters the Gulf.

Upgrades like impact-resistant windows or reinforced doors aren’t just storm prep. They lower insurance premiums, increase energy efficiency, and add year-round resale value.

Review Insurance Policy and Update Photos of Home Condition

Read your full homeowner’s insurance policy, including all exclusions and coverage limits. Many policies have separate deductibles for hurricane damage.

Photograph and video your home’s current condition, both inside and out. Document the state of your roof, windows, doors, siding, and interior rooms. Store all documentation somewhere other than your home.

Hurricane Preparation Checklist 

Homeowners can use this printable checklist to prepare their home systematically for hurricane season.

Exterior Protection & Windows

Windows & Doors:

  • [ ] Inspect all windows for cracks or damage
  • [ ] Verify impact-rated windows are in good condition
  • [ ] Test all doors for proper closing and sealing
  • [ ] Check door alignment and deadbolt function
  • [ ] Look for visible light gaps around closed doors

Frames, Seals & Flashing:

  • [ ] Run hands along interior window frames for soft spots
  • [ ] Inspect exterior caulking for cracks or separation
  • [ ] Check flashing around windows and doors for corrosion
  • [ ] Test weather stripping with dollar bill test
  • [ ] Replace worn or damaged weather stripping

Roof, Gutters & Drainage

Roof & Gutters:

  • [ ] Clean all gutters and downspouts thoroughly
  • [ ] Remove leaves, pine needles, and debris
  • [ ] Inspect for loose or missing shingles
  • [ ] Check for lifted shingle edges
  • [ ] Examine roof flashing around chimneys and vents
  • [ ] Look for rust or improper sealing on flashing

Drainage:

  • [ ] Extend downspouts at least 5 feet from foundation
  • [ ] Verify ground slopes away from house on all sides
  • [ ] Clear French drains and drainage systems
  • [ ] Check for standing water after rainfall
  • [ ] Remove debris from yard drains

Siding, Soffits & Exterior

Siding & Penetrations:

  • [ ] Press on siding panels to check for loose sections
  • [ ] Resecure any rattling or moving panels
  • [ ] Inspect sealant around dryer vents
  • [ ] Check caulking around electrical conduit
  • [ ] Examine plumbing pipe penetrations
  • [ ] Seal gaps around HVAC penetrations
  • [ ] Inspect soffits for sagging or rot
  • [ ] Check fascia boards for separation

Trees & Landscaping:

  • [ ] Remove dead branches from all trees
  • [ ] Trim branches within 6 feet of house
  • [ ] Cut back branches hanging over roof
  • [ ] Schedule arborist for large or leaning trees
  • [ ] Check neighbor’s trees for dead limbs over your property
  • [ ] Secure or store outdoor furniture
  • [ ] Anchor or remove decorative items
  • [ ] Clear yard of potential projectiles

Interior Safety & Supplies

Safety Systems:

  • [ ] Test all smoke detectors
  • [ ] Test carbon monoxide detectors
  • [ ] Replace batteries in all detectors
  • [ ] Replace detectors over 10 years old
  • [ ] Test backup generator (if applicable)
  • [ ] Store fuel safely for the generator

Valuables & Documentation:

  • [ ] Photograph all rooms in the home
  • [ ] Video exterior of property
  • [ ] Document the condition of the roof, windows, doors, and siding
  • [ ] Photograph recent repairs or upgrades
  • [ ] Upload photos to cloud storage
  • [ ] Move important documents to a waterproof container
  • [ ] Identify items to evacuate with
  • [ ] Create home inventory list with serial numbers

Emergency Supplies (7-Day Supply)

Water & Food:

  • [ ] 1 gallon of water per person per day (7 days)
  • [ ] Non-perishable food for 7 days
  • [ ] Manual can opener
  • [ ] Paper plates, cups, utensils
  • [ ] Pet food and water

Medical & Personal:

  • [ ] Prescription medications (30-day supply)
  • [ ] First aid kit
  • [ ] Personal hygiene items
  • [ ] Toiletries
  • [ ] Hand sanitizer
  • [ ] Sunscreen
  • [ ] Insect repellent

Tools & Equipment:

  • [ ] Flashlights (multiple)
  • [ ] Extra batteries (all sizes)
  • [ ] Battery-powered or hand-crank radio
  • [ ] Phone chargers and backup batteries
  • [ ] Basic tool kit
  • [ ] Duct tape
  • [ ] Plastic sheeting
  • [ ] Work gloves

Financial & Communication:

  • [ ] Cash in small bills
  • [ ] Copy of insurance policy
  • [ ] List of emergency contacts (written)
  • [ ] Copies of identification documents
  • [ ] Bank account information

Evacuation Planning

Routes & Destinations:

  • [ ] Map primary evacuation route
  • [ ] Map alternate evacuation route
  • [ ] Identify evacuation destination
  • [ ] Get contact info for destination location
  • [ ] Research pet-friendly hotels or shelters
  • [ ] Share plan with all household members
  • [ ] Print maps (don’t rely on GPS alone)

Vehicle Preparation:

  • [ ] Fill gas tank before storm watch
  • [ ] Check tire pressure and spare tire
  • [ ] Pack emergency car kit
  • [ ] Load important documents and valuables

Professional Services & Insurance

Contractor Services:

  • [ ] Schedule Mr. Build consultation for needed repairs
  • [ ] Complete window replacements or upgrades
  • [ ] Install or repair impact-resistant features
  • [ ] Address any siding damage
  • [ ] Fix identified roof issues

Insurance & Records:

  • [ ] Read full homeowner’s insurance policy
  • [ ] Verify hurricane deductible amount
  • [ ] Check coverage limits and exclusions
  • [ ] Update home inventory
  • [ ] Store receipts for major purchases
  • [ ] Save contractor invoices for improvements
  • [ ] Know insurance agent contact information

Timeline Recommendations

March – April:

  • Complete exterior inspection
  • Schedule professional repairs
  • Begin gathering supplies

May – June:

  • Finish all repair work
  • Update insurance documentation
  • Review evacuation plan with family

July – November (Peak Season):

  • Monitor weather forecasts daily
  • Keep gas tank above half full
  • Recheck emergency supplies monthly

Download or print this checklist and keep it accessible. Check off items as you complete them, and review annually before hurricane season begins.

Frequently Asked Questions

When should I start preparing my home for hurricane season?

Start in early spring, at least two to three months before peak season begins in August. This gives you time to complete repairs, schedule professional services, and gather supplies before contractors and stores get overwhelmed.

Impact-resistant windows feature a special interlayer that holds glass together after it shatters, providing continuous protection. Hurricane shutters are temporary barriers installed before a storm. Both offer protection, but impact windows provide year-round security and energy efficiency benefits.

Conduct a thorough inspection twice yearly, ideally in early spring and late fall. However, check windows, doors, and siding after any severe weather event throughout the year.

While some temporary solutions like plywood boarding can be DIY, permanent installations like impact windows, reinforced doors, and hurricane shutters require professional installation to meet building codes and ensure proper performance.

Prioritize based on vulnerability. Start with windows and doors facing prevailing storm winds (typically south and east in Florida). Address any current leaks or damaged areas first, then work toward comprehensive upgrades over time.


Prepare Your Home Before the Storm

Hurricane readiness starts long before a storm forms. The homes that stay protected are the ones maintained year-round, not the ones rushed at the last minute. Your home is your most significant investment, and taking action now prevents minor issues from becoming major damage.

Protect your property before hurricane season hits. Schedule your pre-storm inspection with Mr. Build and get expert guidance to make your home storm-ready.